Free Calculator
TFSA Growth Calculator
Every dollar of growth in a TFSA is completely tax-free — no tax on the way in beyond what you already paid, and none on the way out, ever. This shows what that actually adds up to.
Year by year
2026 TFSA limit: $7,000 for the year, $109,000 cumulative lifetime room if you've been eligible (18+, resident of Canada) since 2009 and never contributed before.
Why this number is real, not optimistic
Unlike an RRSP, there's no tax refund on the way in and no tax bill waiting on withdrawal — a TFSA is genuinely one of the simplest accounts to project, since the number you see here really is the number you'd have. The only real unknown is whether your actual investments hit the growth rate you assumed; the math itself doesn't hide anything.
Want to see this next to your real assets, income, and goals — not just this one number in isolation?
Try the full tool →Deciding between a TFSA and an RRSP first? Read the real answer, not "it depends" →